If the answer is yes to the above question, please pay very special attention because the following information could make you thousands of dollars in the coming years simply by increasing the yield on the same money you’re currently investing.
The Texas Note Company is a group of Real Estate Investors and would like to spend the next few minutes talking to you about a way you can control your investments and safely make them grow at three to five times your current rate. What we are going to share with you is very common in real estate circles and has been going on right under your nose in every city in America. Smart people have been utilizing this investment for years. In fact. there have been entire companies built around this investment strategy and those who do it properly have grown to huge proportions. This is a safe investment strategy that produces above average returns while at the same time provide safety, security, and liquidity.
Take control of your IRA Pension Plan, Savings or CD’s by increasing your yield. Earn 10% – 12% instead of the average 3-5% Interest!
Now there is an alternative for you to consider. That alternative is Private Mortgage Loans from Hard Money Lenders. You can loan money, secured by a first or second mortgage that will not only give you the safety you want, but will also give you the high yield we’ve discussed!
First, let’s clarify what kind of loans. I’m not talking about high loan to value loans the banks and savings and loans make. What we’re dealing with here are low loans to value loans. By that, I mean no higher than 70% to 80% of the value. For instance a value of $100,000, you wouldn’t make a loan for higher than $80,000. That’s only 80% loan to value (LTV). Its obvious why this is a much safer approach than most lending institutions take. The banks make loans 95, 100, 125 or even 135% loan to value ratio. They just don’t have any cushion in case of default. On the other hand, when you are dealing with a 80% maximum LTV there is so much equity above your loan that if you ever had to foreclose, the property could quickly be sold not only for enough to cover your investment but quite often at a profit.
So in other words…..
If you’re Real Estate oriented, this is just another avenue of income for you and even if you’re not Real Estate oriented, there are always scores of investors who would love to have the property!
Amount
25,000
50,000
100,000
200,000
5%
32,100
64,200
128,400
256,800
12%
45,549
91,097
182,194
364,388
Difference
13,449
26,897
53,794
107,588
Amount
25,000
50,000
100,000
200,000
5%
42,217
82,433
164,867
329,733
12%
82,987
165,974
331,946
663,892
Difference
40,770
83,541
167,079
334,159
Note: The above examples are compound interest – mortgage loans are not compounded. The above chart is used to illustrate the rapid growth of funds when invested at a higher than normal rate.